Purpose Purchased a condo
Background Self-employed nail technician, taxable income less than $20,000
Property Value $524,895
LTV 75.75%
Mortgage Amount $397,607

High Net Worth

Purpose Purchased a house
Background Young couple, family income of $50,000
Property Value $10,100,000
LTV 50%
Mortgage Amount $5,050,000

Foreign Buyer

Purpose Home refinance
Background Visitor status, need debt consolidation
Property Value $10,000,000
LTV 20%
Mortgage Amount $2,000,000


Purpose For development
Background Young developer, taxable income of $50,000, declined by many banks before
Property Value $6,140,000
LTV 50%
Mortgage Amount $3,070,000